Tag: Complaints

Don't Get Scammed: Know The Warning Signs Of An SBA Loan Scam

Don’t Get Scammed: Know The Warning Signs Of An SBA Loan Scam

Posted onAuthorSilber DrachiLeave a comment

The Small Business Administration (SBA) is a federal agency that provides support and assistance to small businesses. The SBA does not provide loans directly to small businesses, but it does guarantee loans made by private lenders to small businesses.

Discover collection of articles right now about financial and business.
SparkleTeddy talk about and throw in personal financial planning,
business and Taxes. You can expect to see reviews of financial products
like mutual funds and banks to random musings on money related matters
like tax, budgeting and deal-hunting.

The SBA loan program is a great way for small businesses to get the financing they need to grow and expand. However, there are some unscrupulous lenders out there who are trying to take advantage of small business owners by offering them loans with terms that are not in their best interest.

Here are some warning signs that you may be dealing with an SBA loan scam:

The lender is not listed on the SBA’s approved lender list.

The lender charges fees for “guarantee” or “insurance” on the loan.

The lender requires you to make a “good faith” deposit before the loan is approved.

The lender tells you that you don’t need to go through the SBA loan process, you can just get a loan from them directly.

The lender assures you that you will be approved for a loan, regardless of your credit history.

If you are approached by a lender that you are not familiar with and they are offering you an SBA loan, be sure to do your research before you agree to anything. You can check the SBA’s approved lender list to make sure the lender is legitimate.

You should never have to pay fees in order to get an SBA loan. And, you should never have to make a deposit before you know if you are actually going to get the loan.

If you are considering an SBA loan, be sure to work with a lender that you trust and that has a good reputation. You can check with the Better Business Bureau to see if there have been any complaints filed against the lender.

Getting an SBA loan can be a great way to finance your small business. Just be sure to do your homework to make sure you are not getting scammed.

Top Five Examples of 5 Star Customer Service

Posted onAuthorSilber DrachiLeave a comment

Gone are the times when buyers were at the beck and call of the seller. With monopolistic markets as good as history and the buyer having a greater number of products to choose from different sellers, no wonder, the buyer is indeed the Rex of the market. A satisfied customer serves as a loyal customer and is an asset, which ensures the survival of your business house. Your customer service has to be top notch in order to keep your customers happy.

Treat the Customers like royalty

Everyone likes to be treated in a royal manner. Your customers will love it when you treat them with importance and give them due respect. A few simple things like greeting them when they enter, offering to take their coats or a friendly gesture will go a long way in building your relationship with the customer.

Instill uniqueness in your service

People have always been attracted to something that is novel and one of a kind. Instilling a dash of novelty in your customer service will make people take notice of you and put you in the lime light. Even a simple thing like offering coffee or hot cocoa to the customers waiting in line will make you the talk of the town. In this era where word of mouth marketing is at its peak, it can be the difference between success and failure.

Keep your Promises

You should always keep your word. If you think that you might not be able to fulfill the promise, then do not make it. Broken promises sour the relations between you and your customer. Once dissatisfied, there is a huge probability that you will lose that customer of yours. If, however, you fail to keep your word due to an unexpected turn of events, then explain your situation to the customer and give him something more than what was promised to restore the goodwill between you two.

Listen attentively

When the customer is talking to you, make an earnest attempt to pay attention to him. Do not let your attention wander elsewhere. Listen to what he has to say carefully. If the customer finds that you are not giving him proper attention, he might be offended and as a result, you will lose a customer. Always keep in mind that loyal customers are the greatest assets of any business.

Deal with Complaints

You should always be sincere and prompt in dealing with the complaints that the customer may have. The complaints may or may not be genuine. You should never shirk away your duties even if the complaint is not true. Treat the customer with respect and he will always love you for it. Giving heed to the complaints and acting accordingly will take your services a step towards achieving perfection. You should make the customer complaint process as simple as possible. It is because cumbersome complaint procedures deter the customers.

Carmel Veterinarians a super speciality doctors of the pets

Posted onAuthorSilber DrachiLeave a comment

Vets in Carmel a sign of nobility in the region:

The vets in Carmel are a true signature of nobility for the Carmel region. The vets treat the animals with full care and affection toward them. The pets are treated in a way as the human would want their family members to be treated in any hospitals. The vets in most cases check the animals and needs a higher and more level of intelligence to treat them as they are treating mammals that has a language barrier and has no expression. The Carmel region and the pet holders could definitely rely on these highly trained and experienced pet vets who will definitely guarantee the owners about the good health of their pets. The Carmel veterinarians had been taking care of the animals for more than an epic time of half a decade, the vets continuously while treating the animals are in a period of successive training which will help them to understand the pet anatomy , the vascular system and detection of the problem well and in an accurate manner.

The vets in Carmel offering a great deal of treatment to the pets:

The Carmel Veterinarians vets in all the condition will serve the clients and also the hospitals are open to the pet owners for 24 hours and for 365 days a year. The hospitals and the doctors are not taken into any sorts of vacation, and the doctors are always on their duty, but their duties are changed on a rotational basis. The hospitals always deal with the doctors and take up regular trainings and workshops which enables them to serve their clients in a much better and simpler way. The vets as they need to serve for all the days of the year are also up kept high on their morale as they are continuous reminded of their responsibilities as a doctor and their mission of commitment. The vets in most cases are also entitled to a website where they are taking up complaints via website and are directed by the hospitals authorities to answer the queries and the remedies of the owners in an authenticated and definite way. The vets in such cases will definitely need to have a higher range of their ability as doctors as they are treating animals who in the first cases can’t express their malady and that are again interpreted by the owners; hence the owners have a great chance of miss interpreting the malady